The Underwriter

Overview

Outfit[]

Glacial Legends Pack - Placeholder - Fortnite This page is about an item that is likely to never be released as a Cosmetic Item.
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TBD
— In-Game Description

The Underwriter is an Epic Outfit in Fortnite.

Locker Previews

Locker Previews[]

Locker Previews
The Underwriter
The Underwriter (Locker Preview) - Outfit - Fortnite
Section

Heist (v30.10) - Outfit - Fortnite Remixes

Heist's design has been remade into the following Outfits:

The Underwriter Reskin
The Underwriter
Reskin
The Underwriter
Reskin
Quest - Icon - Fortnite The classification of an outfit as a reskin or remake of another does not necessarily imply that the characters are the same or connected within the game's lore.
Character Reaction

Character Reaction[]

Speech - Icon - Fortnite Character special dialogues for players wearing The Underwriter Outfit.

Chapter 5: Season 3

Chapter 5: Season 3

Joey Caliente: You represent No Sweat, yeah? I'm...whatever the opposite is.
Chapter 3: Season 4

Chapter 3: Season 4

Beach Bomber: How about a cone, on the house?
Gallery

Gallery[]

Other Languages

Other Languages[]

Name

Name in Other Languages
Language Name Language Name Language Name
United States - Goalbound Set Variants - Fortnite
English
The Underwriter Italy - Goalbound Set Variants - Fortnite
Italian
L'agente assicuratore Russia - Goalbound Set Variants - Fortnite
Russian
Страховщик
Saudi Arabia - Goalbound Set Variants - Fortnite
Arabic
أمين سندات Indonesian Sang Penjamin Thai อันเดอร์ไรท์เตอร์
Germany - Goalbound Set Variants - Fortnite
German
Der Versicherer Japan - Goalbound Set Variants - Fortnite
Japanese
アンダーライター Turkey - Goalbound Set Variants - Fortnite
Turkish
Sigortacı
Spain - Goalbound Set Variants - Fortnite
Spanish
El Agente de seguros South Korea - Goalbound Set Variants - Fortnite
Korean
보험업자 Vietnamese Người Bảo Lãnh
Spanish
(Latin America)
El Agente de seguros Poland - Goalbound Set Variants - Fortnite
Polish
Gwarant Chinese
(Simplified)
承保人
France - Goalbound Set Variants - Fortnite
French
Assureur Brazil - Goalbound Set Variants - Fortnite
Portuguese
O Fiador Chinese
(Traditional)
核保員

Description

Description in Other Languages
Language Description Language Description Language Description
United States - Goalbound Set Variants - Fortnite
English
TBD Italy - Goalbound Set Variants - Fortnite
Italian
TBD Russia - Goalbound Set Variants - Fortnite
Russian
TBD
Saudi Arabia - Goalbound Set Variants - Fortnite
Arabic
TBD Indonesian TBD Thai TBD
Germany - Goalbound Set Variants - Fortnite
German
TBD Japan - Goalbound Set Variants - Fortnite
Japanese
TBD Turkey - Goalbound Set Variants - Fortnite
Turkish
Henüz Belirlenmedi
Spain - Goalbound Set Variants - Fortnite
Spanish
TBD South Korea - Goalbound Set Variants - Fortnite
Korean
업데이트 예정 Vietnamese CHƯA XÁC ĐỊNH
Spanish
(Latin America)
TBD Poland - Goalbound Set Variants - Fortnite
Polish
do ustalenia Chinese
(Simplified)
TBD
France - Goalbound Set Variants - Fortnite
French
TBD Brazil - Goalbound Set Variants - Fortnite
Portuguese
TBD Chinese
(Traditional)
待定

Character[]

Chapter 5: Season 3[]

Section

The Underwriter

  • Icon
  • Full Image
Section

Details

➕ Health 🛡️ Shield
100 400

Type

Location

Affiliation

Sorry, faulty glider deployment isn't covered by your policy.
This wasteland is getting pretty heated, and if there's one man to profit off of all this chaos, it's The Underwriter! No Sweat Insurance is happy to provide a policy that works for you. And you'd better stay paid up. After all, you wouldn't want to end up like the train...

The Underwriter was a Character introduced during Chapter 3: Season 3. He could have been found in Beach Houses.

Emotes
Interactions

Interactions[]

The Underwriter - NPC - Fortnite
The Underwriter
Our policies do not cover damage incurred at the Nitrodrome
The Underwriter - NPC - Fortnite
The Underwriter
Let's hope your policy is current, friend. I'd hate to see your plans get 'derailed' like other clients.
The Underwriter - NPC - Fortnite
The Underwriter
It would be a shame if something happened to you out there.
Combat Shotgun - Weapon - Fortnite
A benefit of your policy.
Bars (Small) - Currency - Fortnite

-200
Reveal Future Storm Circle - Icon - Fortnite
Reveal Future Storm Circle
Complimentary of No Sweat Insurance.
Bars (Small) - Currency - Fortnite

-175
Item Health - Icon - Fortnite
Receive Patch Up
Being insured has its perks.
Bars (Small) - Currency - Fortnite

-100

The Underwriter - NPC - Fortnite
Outfit Reaction
All Sweat Insurance has your back! As long as you're insured.
The Underwriter - NPC - Fortnite
Outfit Reaction
Thanks for recommending me some enforcers. Good help is so hard to find.
Ringmaster Scarr - Outfit - Fortnite
The Underwriter - NPC - Fortnite
Outfit Reaction
If you think you can survive this wasteland without insurance? Good luck.
Wearing Peabody
Peabody - Outfit - Fortnite
The Underwriter - NPC - Fortnite
Outfit Reaction
I believe your sister left quite a debt on your family's account when she... took her vacation.
Wearing Hope
Hope - Outfit - Fortnite
The Underwriter - NPC - Fortnite
Outfit Reaction
I can't find any policies under the name 'Jones.'
Vengeance Jones - Outfit - Fortnite

Chapter 3: Season 4[]

Section

The Underwriter

  • Icon
  • Full Image
Section

Details

➕ Health 🛡️ Shield
100 400

Type

Affiliation

Sorry, faulty glider deployment isn't covered by your policy.
The Underwriter has huge concerns about the sudden appearance of the Chrome. Namely, he wants to find a way to avoid any and all insurance payouts due to its presence on the island.

The Underwriter was a Character introduced during Chapter 3: Season 3. He could have been found in No Sweat Insurance.

Interactions

Interactions[]

The Underwriter - NPC - Fortnite
The Underwriter
You're not here to file a claim, are you?
Shield Potion (v11.00) - Item - Fortnite
I'll add this to your policy.
Bars (Small) - Currency - Fortnite

-120
Item Health - Icon - Fortnite
Receive Patch Up
I'll file the claim immediately.
Bars (Small) - Currency - Fortnite

-100

The Underwriter - NPC - Fortnite
Outfit Reaction
I'm not paying for any damage that Chrome stuff does, okay?
The Underwriter - NPC - Fortnite
Outfit Reaction
I can't find any policies under the name 'Jones.'
Wearing Agent Jones
Agent Jones - Outfit - Fortnite
The Underwriter - NPC - Fortnite
Outfit Reaction
I can't find any policies under the name 'Jones.'
Castaway Jonesy - Outfit - Fortnite
The Underwriter - NPC - Fortnite
Outfit Reaction
I can't find any policies under the name 'Jones.'
Wearing Bunker Jonesy
Bunker Jonesy (New) - Outfit - Fortnite
The Underwriter - NPC - Fortnite
Outfit Reaction
I can't find any policies under the name 'Jones.'
Jones Unchained - Outfit - Fortnite
The Underwriter - NPC - Fortnite
Outfit Reaction
I can't find any policies under the name 'Jones.'
Jonesy The First - Outfit - Fortnite
The Underwriter - NPC - Fortnite
Outfit Reaction
Do you have a policy on those hands yet?
Wearing Bytes
Bytes - Outfit - Fortnite
The Underwriter - NPC - Fortnite
Outfit Reaction
You want life insurance? I'll sell you nine.
Wearing Meow Skulls
Meow Skulls - Outfit - Fortnite
The Underwriter - NPC - Fortnite
Outfit Reaction
The Academy's still got a policy on you.
Wearing Lennox Rose
Lennox Rose - Outfit - Fortnite
The Underwriter - NPC - Fortnite
Outfit Reaction
You should let me insure that suit.
Wearing Grriz
Grriz - Outfit - Fortnite
The Underwriter - NPC - Fortnite
Outfit Reaction
You're causing problems. Expensive problems.
Wearing The Herald
The Herald - Outfit - Fortnite
The Underwriter - NPC - Fortnite
Outfit Reaction
Sorry, we don't cover damage caused by supervillains.
Wearing Spider-Gwen
Spider-Gwen - Outfit - Fortnite

The Herald Quests: Deliver The Herald's warning

The Herald Quests: Deliver The Herald's warning

The Underwriter: Yeah so threats from extradimensional beings aren't covered by your policy.

Chapter 3: Season 3[]

Section

The Underwriter

  • Icon
  • Full Image
Section

Details

➕ Health 🛡️ Shield
100 400

Type

Location

Affiliation

Sorry, faulty glider deployment isn't covered by your policy.
The Underwriter is prepared to help you with all your insurance needs. You have insurance needs, don't you? If you don't, he'll make sure you do in no time.

The Underwriter was a Character introduced during Chapter 3: Season 3. He could have been found in Tilted Towers in the No Sweat Insurance Building.

Interactions

Interactions[]

The Underwriter - NPC - Fortnite
The Underwriter
It would be a shame if something happened to you out there.
Striker Burst Rifle - Weapon - Fortnite
Have a sweat-free day!
Bars (Small) - Currency - Fortnite

-100
Shield Potion (v11.00) - Item - Fortnite
Have a sweat-free day!
Bars (Small) - Currency - Fortnite

-120
Reveal Future Storm Circle - Icon - Fortnite
Reveal Future Storm Circle
Have a sweat-free day!
Bars (Small) - Currency - Fortnite

-175

The Underwriter - NPC - Fortnite
Outfit Reaction
You need some insurance? Of course you do!
The Underwriter - NPC - Fortnite
Outfit Reaction
Where's that "swift return" you promised on my investment?
Wearing Lil Whip
Lil Whip (v31.30) - Outfit - Fortnite

History

History[]

Update v21.30[]

July 18th 2022

Update v23.00[]

December 4th 2022

Update v30.20[]

July 4th 2024

  • Re-added The Underwriter as a Character. He can be found in Beach Houses.

Update v31.00[]

August 16th 2024